Novas will serve as an intermediary between real estate owners and customers, as well as an online banking platform. Over time, as more societal needs are identified, and to ensure relevance in this dynamic digital age, these functions and services rendered may expand. The cooperative business model is integrated into all aspects of the business, including the on boarding process of the real estate properties, credit facilities to customers and digital banking services to the general populace. Novas is committed to being an excellent property liaison that will provide decent, reliable and cost-friendly properties to customers, and a unique digital banking platform that will make virtual banking services stress-free for its users.